Free web tool / Rental Deal Quick Check

Run the key numbers before you go deeper.

Screen one long-term rental under your own deal, financing, and operating assumptions. You’ll see the calculation, what drives it, and what still needs research. The result is a first pass, not a buy-or-pass verdict.

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Rental Deal Quick Check

Deal

Start with the price, total rent, and buyer closing costs you expect.

Step 1 of 4

What do you know about this deal?

Use a listing, lease, rent roll, or reasonable estimate. Keep uncertain numbers on your research list.

Purchase price Required

Use the asking or offer price you want to screen.

Where can I find this?

Listing or offer.

Expected total monthly rent Required

For two to four units, enter the total expected stabilized monthly rent.

Where can I find this?

Lease, rent roll, and comparable rental listings.

Estimated buyer closing costs Required

Enter buyer-paid acquisition costs. Use 0 only if you intentionally exclude them.

Where can I find this?

Closing estimate, lender, or title company.

First-pass screen · under your assumptions

01 / Primary result
Projected monthly planning cash flow
per month
Average stabilized monthly planning result before income taxes and unmodeled items. Known immediate repairs appear in upfront cash, not this monthly figure.
02 / Supporting metrics
Four useful measures
Estimated upfront cash
Cap rate
Cash-on-cash return
Break-even occupancy
See the calculation details
Annual scheduled rent
Effective income after vacancy
Net operating income
Monthly principal and interest
Annual planning cash flow
Cap rate uses NOI before financing and CapEx. Cash-on-cash uses annual planning cash flow and this screen’s simplified upfront cash. Break-even occupancy solves the collection threshold separately from the entered base vacancy allowance.
03 / What drives it
Included costs, in context
Fixed operating costs
Management allowance
Maintenance allowance
Capital-repair reserve
Annual debt service
04 / Assumptions to verify
What did this screen use?
These entries are your working assumptions. Research or confirm uncertain amounts before relying on the screen.
Still using starter assumptions
Zero-input notes
05 / Limitations
What this screen cannot know
Prosperity provides educational calculations and planning tools. Results are estimates based on the information and assumptions you enter. They are not investment, financial, tax, legal, insurance, or lending advice, and they do not determine whether a property is suitable for you.
This first pass excludes detailed acquisition credits, initial reserves, stabilization timing, first-year repairs and shortfall, local rules, and evidence quality. Estimated upfront cash is a simplified screen, not the Analyzer’s Total Cash Required.
06 / Next useful step
Know what to research next.
If the property still merits attention, the Prosperity Long-Term Rental Property Deal Analyzer adds detailed acquisition, repair, first-year, Stress Test, and Verify workflows. It is optional for this free first pass.
Explore the full Analyzer

Run the key numbers before you go deeper.

Deal

What do you know about this deal?

How are you planning to buy?

Which operating costs should this screen include?

Projected monthly planning cash flow

Four useful measures

Included costs, in context

What did this screen use?

Still using starter assumptions

Zero-input notes

What this screen cannot know

Know what to research next.

Start over?