Use the tools as a starting point for your own research.

Prosperity Financial Tools provides general educational information and calculation tools. By using the website, you agree to use them as estimates based on your own inputs and to check important facts independently.

What the tools do

The free Rental Deal Quick Check applies a defined calculation to the deal, financing, and operating assumptions you enter. Results describe a modeled scenario, not a prediction or appraisal. The site and paid workbooks may help you organize information, compare assumptions within a tool, and identify questions for further research.

What the tools do not decide

Prosperity does not determine whether you should buy a property or take any financial action. We do not determine investment suitability, future returns, tax treatment, legal compliance, loan eligibility, or professional valuation. We do not provide individualized financial, investment, tax, legal, lending, or real-estate advice. Consult qualified professionals when a decision requires it.

Your inputs and responsibility

Outputs depend on the accuracy and completeness of your entries. Starter assumptions are editable planning values, not verified facts for your property. Confirm rents, expenses, financing, taxes, insurance, repairs, and condition with reliable sources. The free Quick Check is limited to the assumptions and outputs described on the page; it does not model every cost, risk, or outcome.

Use and ownership

You may use the free site tools for your own lawful research. Prosperity retains its rights in the site’s text, design, code, and brand. Do not copy or redistribute them as a competing product. Rights to a purchased workbook are described in its customer materials and Etsy listing.

Availability and external purchases

We aim to keep this website available and accurate, but cannot promise uninterrupted access or that every estimate fits every circumstance. To the extent allowed by law, the website and free tools are provided without a guarantee of accuracy, fitness for a particular decision, or uninterrupted service. Nothing here limits rights that cannot lawfully be limited. Paid products are sold through Etsy, which handles checkout, order terms, and downloads. A link to Etsy or YouTube is a transition to another service with its own terms. Product prices and package details should be confirmed at the listing before purchase.

Questions and changes

For website or tool-use questions, visit Support. We may revise these terms as the website changes. The date below identifies the current version; continued use after a revision means the revised terms apply to subsequent use.

Effective date: September 22, 2026. For questions about these terms, contact Prosperity through Support.